Purchasing a new home is a big investment. Before investing your hard earned money in buying a house that you have dreamy of, it is important that you check every aspect of it. One of the most significant aspects is getting the entire home inspected before you sign any contract in the process of buying a house.The industry of home inspection is full of competent home inspectors. There are dozens of home inspection companies that offer reliable home inspection services to their clients. But along with the availability of professional home inspectors, the home inspection industry is also plagued with fraud companies who call themselves competent home inspectors. So, it is a must to screen and qualify a company before hiring their inspection services.find best home inspector in your city visit http://www.propertyinspectorllc.com
The insurance companies are expecting the condition of the components listed above to be working as intended within the manufacturer’s specifications. The insurance companies are looking for the four systems to be in generally good working condition and fulfilling their intended function. If the home is an older home the insurance companies want to see that the systems have been updated. In most cases, the forms are provided by the insurance companies to their clients. The clients then ask the inspector to fill the form out during the course of the home inspection.There are other types of specialized programs that are similar in nature to this type of inspection and may exist in specific markets. For example, some states require low income buyers to obtain an inspection of a home prior to purchase to obtain a low interest loan. In Missouri, for example, the Missouri Housing Development Corporation (MHDC) has an inspection requirement that is similar to a Four Point Insurance Inspection. Another example would be in California where many homeowner insurance companies require verification of foundation attachment for homes built prior to 1965.
Why do I need a four point inspection?
Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25 years old or more). Their common concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.for more information visit discoveryinspectors.com
Professional home inspection is a very real and unique profession like no other. Home inspection as a profession has been in existence for nearly 50 years. There are currently 31 states in the country that require home inspectors to be licensed and there are approximately 15,500 licensed home inspectors nationwide, however for some odd reason, many people still do not have a full understanding of our profession as a whole. Even though home inspection services are available to anyone at anytime, the only time most people think about a home inspection is when they are purchasing a home.
Many in this profession such as myself are dedicated to educating people on home inspections in the hopes of raising awareness of the profession and its many benefits to people all across the country. Home inspections are the #1 consumer protection service available today.A home inspection is a complete evaluation of the visible and accessible systems and components of a home and is intended to give the client a better understanding of a home’s overall general condition. Most often it is a prospective home buyer who requests an inspection of the home he or she is about to purchase. A home inspection delivers vital information so that decisions about the purchase can be confirmed or questioned, and can uncover serious and/or expensive to repair defects that the seller/owner has neglected or may not be aware of. It is not an appraisal of the property’s value; nor does it address the cost of repairs. It does not guarantee that the home complies with local building codes or protect a client in the event an item inspected fails in the future.